Important Disclaimers

The information and consultation services provided by Claruviantho are for general guidance purposes only and should not be considered as definitive financial advice. Every individual's financial situation is unique, and what works for one person may not be suitable for another.

Our consultation services are designed to provide insights and analytical perspectives on financial planning approaches. We encourage all clients to carefully consider their personal circumstances and consult with multiple professionals before making significant financial decisions.

Claruviantho's liability for any consultation services provided is limited to the subscription fees paid for the specific service period in question. We shall not be liable for any indirect, consequential, or punitive damages arising from the use of our services.

• • Market losses resulting from economic conditions beyond our control
• • Decisions made by clients based on consultation discussions
• • Third-party service provider failures or market disruptions
• • Technical issues affecting service delivery or communication

While we strive to provide current and accurate information during our consultation services, financial markets and regulations change frequently. Information provided during consultations reflects conditions at the time of discussion and may become outdated.

We make no warranties, express or implied, regarding the accuracy, completeness, or suitability of information provided during consultation sessions.

Our subscription service provides general financial planning consultation and analytical review services. We do not provide specific investment advice or manage client funds directly.

Clients are strongly encouraged to consult with qualified, regulated financial advisers before implementing any financial strategies discussed during consultation sessions.

Any references to third-party services, products, or websites during consultations are provided for informational purposes only and do not constitute endorsements. We are not responsible for the content, accuracy, or practices of external parties.

Financial planning is a highly personalised process, and individual results will vary based on personal circumstances, market conditions, and implementation of discussed strategies.

Individual results may vary significantly based on personal circumstances and market conditions.

All financial planning involves inherent risks, and there are no guarantees regarding the outcome of any financial strategy or approach discussed during consultation sessions.

• • Market volatility can significantly impact the effectiveness of any financial strategy
• • Economic conditions may change, affecting the relevance of consultation advice
• • Personal circumstances can evolve, requiring adjustments to financial approaches

These disclaimers and our consultation services are governed by the laws of England and Wales.

Any disputes arising from our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Clients residing outside England and Wales should be aware that local financial regulations may differ and should seek appropriate local professional guidance.

Clients agree to indemnify Claruviantho against any claims arising from their use of consultation services or implementation of strategies discussed during sessions, except where such claims result directly from our negligence or breach of contract.

We reserve the right to update these disclaimers periodically to reflect changes in our services or legal requirements. Continued use of our services after such updates constitutes acceptance of the revised disclaimers.

By using our consultation services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers and limitations.

If you have questions about these disclaimers or need clarification about our service limitations, please contact us using the information below.